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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Outstanding service

Efficient timely responses online. Quick decision on access to credit card. Excellent online App with easy customer use . Reviewed on: 11th April 2023

customer friendly

Very easy, quick & customer friendly process Reviewed on: 11th April 2023

Great services helpful hand

ZOPA CREDIT CARD IS EASY TO USE GREAT SERVICE WHICH HELPED ME IN THE MOST OVERWHELMING MOMENTS PROVIDING EMERGENCY INCOME WHEN IS NEEDED. Reviewed on: 11th April 2023

Best rate card for my score

Private card score first time and good rate Reviewed on: 11th April 2023

Service

Brilliant provider. Gave me a credit card when I needed one where others would not Reviewed on: 11th April 2023

Great card

Best provider for credit I have ever had 100% Reviewed on: 11th April 2023

Simple finance, no fuss.

I've had my Zopa card just under a month. I've transferred my old credit card balance to this account for three months 0% interest on a balance transfer. Because of this I'll save money and also pay off the debt with no interest within the promotional period. A huge help during this cost of living crisis. Credit cards should only be used of you can afford them, and thanks to zopa I'm able to correct my mistakes! Reviewed on: 11th April 2023

Very helpful

It was a very straight forward application and I am happy with the credit card offered Reviewed on: 11th April 2023

Straightforward application and very easy to apply

It couldn’t of been easier to apply. Very straightforward application and they were very prompt in their decision and making your credit card available. It’s true what they say quick and easy. They certainly kept to their word Reviewed on: 11th April 2023

Brilliant

Great way to build up your credit score. The app is easy to use, would definitely recommend them. Reviewed on: 11th April 2023

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