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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good credit card provider and would most definitely recommend

Very good money lender and well worth having a zopa credit card. Reviewed on: 11th April 2023

Credit card

Great company with great communication when needed plus the app is easy to use with helpful and useful tips Reviewed on: 11th April 2023

Best card

Best card I have ever had, good communication, easy to pay and transfer money. Reviewed on: 11th April 2023

5 star service all the time .

When I had any problems they always sort it . All willing to listen and help . Reviewed on: 11th April 2023

Outstanding !!! Head and shoulders above the rest.

Overall Zopa are amazing , they provide you with everything you need wether your trying to build credit or just need that extra few quid to get through a troublesome month. Offering tailored made reviews and features to adjust your spending and also help you keep above water , My favourite feature is the security with your pin generated everytime you need it and the manor in which they despatch you a new card if lost or stolen it is is very streamlined. Overall Zopa is Much better than any other provider I have used for sure! Reviewed on: 11th April 2023

Best on the market

Excellent service and easy to navigate app Reviewed on: 11th April 2023

Brilliant!!

Communication, app, emails, ease of use to know where you are with your finances and viewing your use of the card..everything is brilliant!! Reviewed on: 11th April 2023

Fantastic card

Easy to use, friendly customer service and all round very happy Reviewed on: 11th April 2023

Best credit provider

I have just joined Zopa but I’m glad I did best interest rates in savings and easy to use app Reviewed on: 11th April 2023

Amazing Company

Great company, helpful staff and a great card to use! Good value! Reviewed on: 11th April 2023

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