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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Perfect credit card

5
Excellent credit card excellent customer service excellent app what more can you ask for Reviewed on: 11th April 2023
Michael 's avatar
Michael

Lovely credit card

5
I love this company , I am so happy to have them as customers Reviewed on: 11th April 2023
Mahroo rooz's avatar
Mahroo rooz

Excellent

4
Excellent customer service and helpful Reviewed on: 11th April 2023
John Whelton's avatar
John Whelton

Absolute Zopa-stars!

5
Clean, simple to use app that helps me track my everyday credit spending. I’m able to pay on demand each month (they send through a reminder so you won’t forget to pay) or setup a direct debit. Easy to setup and get started, love how it’s all done through the app. Customer service have been effective as well. They also update you on how your credit score is progressing, providing me with actionable advice to work at improving this to increase my borrowing power! I’m saving for a house so this is invaluable. Have told 1 or 2 (or 10) friends about it. Well worth taking a look! Reviewed on: 11th April 2023
Matt Stoker's avatar
Matt Stoker

Credit card

5
I have had this credit card for awhile now and I’m so happy with it Reviewed on: 11th April 2023
Katie leggett's avatar
Katie leggett

Great credit card

5
I love using zopa. Easy to use and balance the books Reviewed on: 11th April 2023
Iain Gordon's avatar
Iain Gordon

Best credit amount afford for very poor credit scores

5
Others afford me 200 max, zopa gave me 1000 plus an extra 1000 for balance transfers. 2000 pound limit. Hands down best credit card company in my eyes. Reviewed on: 11th April 2023
jada montel's avatar
jada montel

Excellent

5
The app is very useful and gives you a lot of information. The credit card is easy to use. Reviewed on: 11th April 2023
Lindsey Anderson's avatar
Lindsey Anderson

highly recommend Zopa

5
so easy to use. Great interest rate. Reviewed on: 11th April 2023
Debi-jaine Stockton-williams's avatar
Debi-jaine Stockton-williams

Happy with the service!

5
I'm using zopa credit card from quite a sometime now and I'm happy with the overall service! Cheers Reviewed on: 11th April 2023
surya yeluri's avatar
surya yeluri

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