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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Good credit card to use and very happy Reviewed on: 11th April 2023

My Zopa credit card

My experience with Zopa has been next to none! So simple and easy to get accepted and it has helped me gain my credit score right up! I’m very impressed and will continue to use the for as long as I need to. Reviewed on: 11th April 2023

Outstanding company

Always there to help quick and helpful responses Reviewed on: 11th April 2023

Amazing card

Really easy to use , amazing card just wish they would review credit limit more often and can use contactless Reviewed on: 11th April 2023

Excellent

Really excellent service and useful Reviewed on: 11th April 2023

Easy to apply. Good app and they accepted me with poor credit to help me build

I decided to apply for a credit card to help build my credit. The process was fast and easy. The app is also an easy app to use. I would recommend Reviewed on: 11th April 2023

Great service

Great service and really helpful staff Reviewed on: 11th April 2023

Very handful

Zopa is the best i zopa card and very ezzy to monitor mony good app you van track your spanding all the time Reviewed on: 11th April 2023

They are great

There are great many thanks stu Reviewed on: 11th April 2023

Fantastic company

Polite informative staff and great credit card and they always have my best interests at heart thank you Reviewed on: 11th April 2023

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