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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great way to use credit

5
I live how easy this is to use and really helps me organise and keep on top of my finances Reviewed on: 11th April 2023
Jonny Burridge's avatar
Jonny Burridge

It's very good

5
Very easy to use and they update me with every transaction I do. I really advise people to zopa credit card. Reviewed on: 11th April 2023
Hicham 's avatar
Hicham

Perfect Customer Service

5
Always there to help and assist Reviewed on: 11th April 2023
Roy Dawes's avatar
Roy Dawes

Great

5
Great service friendly staff on phone helpful Reviewed on: 11th April 2023
Beccy shields's avatar
Beccy shields

Great service

5
Found the app easy to use and it’s very informative Reviewed on: 11th April 2023
Andy's avatar
Andy

The best

5
I have a great experience with them . Reviewed on: 11th April 2023
Ionut Constantin's avatar
Ionut Constantin

Great for building credit

5
Easy flexible to apply and got a manageable pay back Reviewed on: 11th April 2023
Michell Sell's avatar
Michell Sell

Easy and straightforward

5
Easy and straightforward process from the beginning, app shows payment options very easy to navigate and quick ways to make a payment Reviewed on: 11th April 2023
Annette's avatar
Annette

Simple and straightforward

5
Simple and straightforward. Would recommend the product with absolute comfidence Reviewed on: 11th April 2023
Onaolapo 's avatar
Onaolapo

Great

5
Great for building credit score Reviewed on: 11th April 2023
Daniel Affleck's avatar
Daniel Affleck

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