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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit card

Very easy to use credit card with great rates and a range of other products. Brilliant app that is easy to use and understand. Very happy with the card. Reviewed on: 11th April 2023

Great card

These hard times this card has helped me a lot . Reviewed on: 11th April 2023

Excellent card quick arrival

Good way to boost your credit. Good start up balance. Easy way to pay back highly recommended Reviewed on: 11th April 2023

Simple Credit

Fast decision, good rate, easy application process. Reviewed on: 11th April 2023

Easy to use

It's charges are reasonable and they notify in time when the next payment are due. Reviewed on: 11th April 2023

5*

Easy to stay in control of your credit Reviewed on: 11th April 2023

Great

Great card great app very easy to use. Reviewed on: 11th April 2023

Good card

Nice easy to use cars and affordable Reviewed on: 11th April 2023

I am very like it

It's tha best car you well erer had Reviewed on: 11th April 2023

Swift no nonsense end to end experience

As per the title. Swift application process and plush UI on the app Happy Reviewed on: 11th April 2023

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