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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

I use this credit card I am very satisfied very much. Reviewed on: 11th April 2023

Great

Great else way to pay Iwill tell my friends and family Reviewed on: 11th April 2023

Very like

Very good experience and I am'e very sastifactory and I am'e very appy like zopa credit card so than kiou very much Reviewed on: 11th April 2023

Great card

Brill card app fantastic no foreign fees love it Reviewed on: 11th April 2023

Zopa-tastic

Great account looking after my interest in a sensible responsible way! Reviewed on: 11th April 2023

Very easy to do a balance transfer!

I didn't have any problem at all in transfering my credit card balance to 0% for 3 months with Zopa. Very happy! Reviewed on: 11th April 2023

Excellent all round service

Great service very helpful great app to manage Reviewed on: 11th April 2023

Good company

Very good company with exceptional customer service and understanding of what people need Reviewed on: 11th April 2023

Simple to understand and manage

Easy application process, no complicated jargon and a fantastic app Reviewed on: 11th April 2023

Absolutely fantastic

Absolutely fantastic company good app easy to use and track finances all round good provider Reviewed on: 11th April 2023

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Want to see more from Zopa?

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