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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Safe loaning.

Very good starter credit card to help build score and to help train your spending. Reviewed on: 11th April 2023

User friendly application process.

From application to the delivery of my card, the process was very seamless. Reviewed on: 11th April 2023

Great rates, and serious about helping others

I have been with Zopa for 2 years now. I am a student with a disability. My Zopa credit card comes in handy for the times when I am running low on cash. I have also used my Zopa card abroad. Great rates, great customer service, Zopa is super! Reviewed on: 11th April 2023

Fantastic company

Brilliant company fantastic app would highly recommend Reviewed on: 11th April 2023

Great!

Texts & emails informing of status. App easy to use & very straight forward to follow. I know what payments are due & by when unlike some other credit card providers where I feel I need a degree to work the statement out!!! Reviewed on: 11th April 2023

Amazing

When i apply for thus credit card I was amazed how fast it was to get accepted.and sence u got it it’s amazing.easy to pay pay and when ever you need help everyone it’s very helpful in the phone Reviewed on: 11th April 2023

Easy, friendly

Zopa is very good company the app is very easy to use to stay on top of my finances and pay extra when I want too. Reviewed on: 11th April 2023

Big help

Very helpful, truly recommend to friends Reviewed on: 11th April 2023

It has been a nice experience

My request and demands are met on time Reviewed on: 11th April 2023

Excellent

Very good service, the app is very easy to use, Great card to build credit back up Reviewed on: 11th April 2023

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