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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit card

East to use app and instant approval Reviewed on: 11th April 2023

Credit card

Applying was easy and fast. The card came very quickly. Friendly service and helpful staff. App is great and easy to use. 10 out 10 from me Reviewed on: 11th April 2023

Fast and efficient!!

I found the whole process with Zopa to be very efficient and fast! Reviewed on: 11th April 2023

Best app for a credit card

The app for the credit card is brilliant, it has everything in one place, no faffing around calling helplines etc… and it’s given me a manageable credit limit to help me improve my credit rating, give me a chance when others wouldn’t Reviewed on: 11th April 2023

BRILLIANT BRILLIANT BRILLIANT

Brilliant credit card easy acceptance, no hassle , easy transactions and you can speak to someone on the phone not a machine !! Good customer service overall A BRILLIANT CREDIT CARD !!!! Reviewed on: 11th April 2023

Quick Easy friendly service

Decision quickly and so easy Card received promptly Reviewed on: 11th April 2023

Fast

Fast and friendly and always able to help if needed Reviewed on: 11th April 2023

Very helpful

Zopa are helpful and always explain everything I need answered Reviewed on: 11th April 2023

Simple and effective

Easy to apply and to be vetted as a suitable customer. Very clear and precise app and website . Reviewed on: 11th April 2023

Fabulous service

Since ive had my credit card i can honestly say ive had best service ever from zupa Reviewed on: 11th April 2023

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