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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fast and efficient!!

I found the whole process with Zopa to be very efficient and fast! Reviewed on: 11th April 2023

Best app for a credit card

The app for the credit card is brilliant, it has everything in one place, no faffing around calling helplines etc… and it’s given me a manageable credit limit to help me improve my credit rating, give me a chance when others wouldn’t Reviewed on: 11th April 2023

BRILLIANT BRILLIANT BRILLIANT

Brilliant credit card easy acceptance, no hassle , easy transactions and you can speak to someone on the phone not a machine !! Good customer service overall A BRILLIANT CREDIT CARD !!!! Reviewed on: 11th April 2023

Quick Easy friendly service

Decision quickly and so easy Card received promptly Reviewed on: 11th April 2023

Fast

Fast and friendly and always able to help if needed Reviewed on: 11th April 2023

Very helpful

Zopa are helpful and always explain everything I need answered Reviewed on: 11th April 2023

Simple and effective

Easy to apply and to be vetted as a suitable customer. Very clear and precise app and website . Reviewed on: 11th April 2023

Fabulous service

Since ive had my credit card i can honestly say ive had best service ever from zupa Reviewed on: 11th April 2023

Excellent

I enjoy journey with zopa.instatn balnce update.. Reviewed on: 11th April 2023

Wonderful company

Zopa have been nothing but fantastic! They’re incredibly helpful and go above and beyond when it comes to customer service. Their app is easy to navigate and I have absolutely no negatives! Wonderful company! Reviewed on: 11th April 2023

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