Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Top quality

5
Quick easy and very simple to use. No hassle or headache Reviewed on: 11th April 2023
Arran Courtney's avatar
Arran Courtney

Easy to use

5
Easy to apply and straightforward Reviewed on: 11th April 2023
Wendy 's avatar
Wendy

Just amazing

5
Zopa for me are one of the best credit cards out there. They do give people the chance to build their credits back up and their app is very easy to manoeuvre around Reviewed on: 11th April 2023
Cedrick Kalala's avatar
Cedrick Kalala

The best company! highly recommend!!

5
Amazing terms and conditions! Easy to use! The best customer service! Reviewed on: 11th April 2023
Jurate 's avatar
Jurate

Simple operation

5
No hassle, easy application with good back up service Reviewed on: 11th April 2023
S mckelvie 's avatar
S mckelvie

Easy to use

5
Very easy to use. Contestant feedback which helps you manage your account easily. Reviewed on: 11th April 2023
Mastercraft's avatar
Mastercraft

Ace credit card used for six months low credit and advanced my credit and sor acec

5
Love this card was with three months and credit uplifted after coming out of iva Good Apr and ace card Reviewed on: 11th April 2023
Nigel Lisseman's avatar
Nigel Lisseman

Excellent service

5
This is my first credit card which was approved despite my poor credit history in the UK . It has been very helpful to build up my credit score and will continue using . Reviewed on: 11th April 2023
Oluchi Onyemachi's avatar
Oluchi Onyemachi

Great company, amazing customer service.

5
They made everything so simple when choosing my card and also advised everything so clear including apr and credit limits / increases. Fantastic company Reviewed on: 11th April 2023
Ashton steele's avatar
Ashton steele

Vote

5
Been great so far, helpful when I lost my card Reviewed on: 11th April 2023
Stephen keech's avatar
Stephen keech

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill