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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent

5
Was easy to set up. Credit card came quickly and also the app is so easy to use. Reviewed on: 11th April 2023
S's avatar
S

Flexible and simple

5
Brilliant app and simple to build credit. Been so easy to manage everything. Reviewed on: 11th April 2023
Jake P's avatar
Jake P

Superb

5
Great service and great app, very easy to use! Reviewed on: 11th April 2023
Stuart Ascott's avatar
Stuart Ascott

Excellent

5
I would remember this visa card easy to apply good rates easy set up direct debit’s payment go out On time love it Reviewed on: 11th April 2023
Andrea's avatar
Andrea

Easy and helpful

5
Easy to apply and get set up and helpful customer service when I had a query regarding my card. Reviewed on: 11th April 2023
Laura's avatar
Laura

Very good credit card

5
Zopa credit card I’ve had mine for about 6 months now and get an email to tell you when needs paid and loads of notice and you also get a notification every time you use it . Will definitely recommend this credit card Reviewed on: 11th April 2023
Joanne Lindsay's avatar
Joanne Lindsay

Easy going

5
Very easy to apply for and helpful when there a issue. Reviewed on: 11th April 2023
Martin 's avatar
Martin

Great

5
Friendly and helpful staff. Couldn't ask for better people to help you with finances Reviewed on: 11th April 2023
Amanda 's avatar
Amanda

Great credit card

5
App is really easy to understand and use. Good credit card service Reviewed on: 11th April 2023
Lucyb94's avatar
Lucyb94

Great provider

5
Great at keeping you up to date on your account, good customer service! Reviewed on: 11th April 2023
luke harrison's avatar
luke harrison

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