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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card and easy to apply

Found the whole process super easy and their app is great! Reviewed on: 11th April 2023

So simple

Just so straightforward, no fuss, no hassles Reviewed on: 11th April 2023

Great support

Easy to open, good straightforward app. Definitely recommend Reviewed on: 11th April 2023

Zopa wins for me

From day one Zopa has proved to be excellent in all fields, I am more than happy with them. Reviewed on: 11th April 2023

Easy process

Easy process simple instructions and everything is really clear Reviewed on: 11th April 2023

Great company

Easy and clear to receive and good app Reviewed on: 11th April 2023

Fantastic company

Really pleasant company to be with. Carry on with your everyday needs with your mind at ease with Zopa. Reviewed on: 11th April 2023

Best credit card

I have used a number of credit cards in the past and using a few currently but none can be compares to Zopa especially the APR which is better than many others in the market Reviewed on: 11th April 2023

Credit card worth to have

Fair and clear credit card much better than high street banks Reviewed on: 11th April 2023

My Zopa card

Quick and easy to set up and use been very happy Reviewed on: 11th April 2023

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