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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Excellent

5
Excellent communication and an app that is so easy to use Reviewed on: 11th April 2023
Lorraine petford's avatar
Lorraine petford

Great service

5
I have had a credit card before with zopa, I found the service very good when I rang up about a transaction, and I was happy paying off my card each month with a good amount of credit available. I would recommend this company Reviewed on: 11th April 2023
david watts's avatar
david watts

Excellent customer service and easy to use app

5
Easy to deal with better than some other companies I have used. The app is great and straight forward Reviewed on: 11th April 2023
Adam Bradbury's avatar
Adam Bradbury

Honest and informative

5
Zopa have a great app with all the info you could need. Their tips for improving your credit score are also helpful. Reviewed on: 11th April 2023
Daran Malone's avatar
Daran Malone

Best card

5
Fab card. Best rates. Best customer service! Reviewed on: 11th April 2023
Ceri Elizabeth Dowrick's avatar
Ceri Elizabeth Dowrick

Great for credit building

5
Great card to build your credit score up. Reviewed on: 11th April 2023
Paul Hatfield's avatar
Paul Hatfield

Excellent service

5
Easy to use app, everything you need in one place plus customer service is next to nothing always there to help and always got the answers to your questions Reviewed on: 11th April 2023
Mikey's avatar
Mikey

One of the best credits offers. Customer come first not credit history

5
When i applied for ZOPA credit card i was offered straight away despite of my credit history. I made always made my payment on time and use my credit wisely, then in a few months they offered me a credit increment of £700, my credit limit is now £1200. It has helped my financial stability and i once again despite of increment i use my credit wisely, never go beyond my limit. Zopa is one of the best credit provided with better apr. I have recommended it to my friends and family. Reviewed on: 11th April 2023
Stephen Ofwono's avatar
Stephen Ofwono

Great service

5
I was struggling financially, and zopa offered me a quick service "credit card", I received a decision super fast and within couple of days I received my credit card! Reviewed on: 11th April 2023
S's avatar
S

Best

5
My experience with Zopa is fantastic! Reviewed on: 11th April 2023
Catalin Catalin's avatar
Catalin Catalin

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