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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant and fast

You pay onto your credit card it goes straight on so you don't have to wait a few days to use it again Reviewed on: 11th April 2023

Credit card

Fantastic company. Very helpful and very easy to use. Reviewed on: 11th April 2023

Helping to improve my credit rating

By using this easy to apply for card, it has enabled me to improve my credit rating. Reviewed on: 11th April 2023

Excellent Credit Card

Easy to use app as credit review and increases regularly. Highly recommend Reviewed on: 11th April 2023

Great service

Great service, easy app interface Reviewed on: 11th April 2023

Credit

Zopa we’re very quick with my application. Reviewed on: 11th April 2023

Great they are there when you need them!

Very easy and handy to use, great app and services Reviewed on: 11th April 2023

Amazing service

Verry happy with Zopa, good service and my credit limit is growing very fast. Reviewed on: 11th April 2023

Very friendly

They are very friendly and helpful and trusting to help people out when you can't get a credit card from banks Reviewed on: 11th April 2023

Great credit card

Perfect to help build your credit score. The app is quick and easy to use. They let you know what your monthly pay with plenty of notice. Great interest rates. Very affordable. Over all amazing Reviewed on: 11th April 2023

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