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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to understand and great communication

This is my first credit card, it's been so easy to manage!! Great app that's easy to navigate too with advice on how to better your credit rating. I'd highly recommend Reviewed on: 11th April 2023

Support

Great support fantastic customer service, quick and easy to use Reviewed on: 11th April 2023

Amazing

Really great rates, will recommend to everyone, really easy to use very easy to contact if you have a problem Reviewed on: 11th April 2023

Great service and App

Easy and good service. Keep you updated with your account with great suggestions Reviewed on: 11th April 2023

Brilliant

I cannot fault Zopa .It's amazing to have the credit card it gives me the sense of security. I would recommend Zopa to everyone. Reviewed on: 11th April 2023

Just the best Credit card I have had

Well ZOPA are just great never had an issue with my card, they gave me a great starting limit which I can easily afford and has come in handy on many occasions. The app is so easy to use to make payments transfer money and keep an eye on your spending. Just a truly great credit card. Reviewed on: 11th April 2023

easy to understand

Great company very helpful always there for any kind of support Reviewed on: 11th April 2023

Brilliant, easy,

The best credit card I’ve had, easy to deal with, at the end of a phone if you need them, nothing is too much trouble Reviewed on: 11th April 2023

Super

I'm very happy with this card. Exciting Reviewed on: 11th April 2023

Great credit card

Zopa has a great app that makes everything so easy Reviewed on: 11th April 2023

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