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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Credit Card

I love this card! Lots of tips and advice to help you keep your credit in check. Brilliant. Reviewed on: 11th April 2023

Just a great experience

Simple application, no fuss decision making, great App giving ultimate control to their consumers. Would recommend Zopa to everyone. Reviewed on: 11th April 2023

Superb service

An amazing company with great service. Reviewed on: 11th April 2023

Service

Excellent customer service and account accessibility… Reviewed on: 11th April 2023

Simple and effective

My whole process has been so easy to follow simple, never had any issues at all. The app is great with lots of useful features, a good range of offer, and a lot of useful resources. Reviewed on: 11th April 2023

It has great facilities

The Zopa credit card provided huge facilities where it it’s tremendous benefits Reviewed on: 11th April 2023

Friendly, helpful service

Any issues I have had get resolved in a efficient manner. The app is one of the easiest to use Reviewed on: 11th April 2023

Great product easy to use

Amazing product, I got originally to build credit it’s now my go to credit card.. the app is so easy to use and updates really quick and payments clear fast … Well done five stars Reviewed on: 11th April 2023

Zopa is the best

Zopa credit card has helped me a lot in difficult time , I would highly recommend it Reviewed on: 11th April 2023

Really fast and effective customer care

Really fast and effective customer care when applying for my credit card Reviewed on: 11th April 2023

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