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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use no hassle

5
Keep an eye on your limit with zopa they don’t just keep increasing your limit unless there’s affordability there. Reviewed on: 11th April 2023
Flo's avatar
Flo

Easy friendly

5
Very happy with Zopa no messing about online app easy to use Reviewed on: 11th April 2023
Steve Martin's avatar
Steve Martin

Great service

5
This is a great product, easily contactable and very helpful Reviewed on: 11th April 2023
Lorna Mitchell's avatar
Lorna Mitchell

Very professional. Brilliant app

5
The best credit card ever. Never. Any issues. Will highly recommend Reviewed on: 11th April 2023
Yvonne Cameron's avatar
Yvonne Cameron

Does exactly what it says it does.

5
Quick and very easy to use App. Reviewed on: 11th April 2023
Deborah Blandford's avatar
Deborah Blandford

Great service

5
Easy to apply for a credit card and give very quickly, easy to use their app as well Reviewed on: 11th April 2023
Mihaela 's avatar
Mihaela

Simple and straightforward

5
It was simple to apply and set up with the app. Easy to use on a daily basis, clear and transparent. Reviewed on: 11th April 2023
Ian Fisher's avatar
Ian Fisher

Great informative app

5
Zopa has a great informative app easy to navigate, and easy to make payments back when due with reminders and notifications. Reviewed on: 11th April 2023
James Morris's avatar
James Morris

Perfect

5
Great credit card I know where I am regarding my limit and get notification regularly. Reviewed on: 11th April 2023
Helen's avatar
Helen

Great credit card

5
A great card and very easy to set up Reviewed on: 11th April 2023
Michael Wright's avatar
Michael Wright

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