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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Well organised financial company

5
It is a financial company it doesn’t force you to go into more credit. Reviewed on: 11th April 2023
Yosief 's avatar
Yosief

Such a help

5
After living abroad for over 30 years I returned to the UK with no credit score, Zopa was willing to aware me with a credit card that I have been able to use to build my score. The app is really easy to use. Reviewed on: 11th April 2023
Rebecca's avatar
Rebecca

Love it

5
Love the service smith transactions Reviewed on: 11th April 2023
Richard's avatar
Richard

Most responsible lender

5
I had not had any credit for over two decades, other than a mobile phone. I knew my credit rating was poor because of this. I applied for a Zopa credit card, and was accepted with a low manageable credit limit which was ideal and can be easily managed. The Zopa app is easy to use, and reminders of repayment dates and minimum amounts are sent every month. Fantastic company, they have helped improve my credit score no end. Very friendly and very professional in all dealings. Thank you Zopa. Reviewed on: 11th April 2023
Simon Bell's avatar
Simon Bell

Excellent service

4
A lot of other finance company could learn about the great customer service which they provide. The knowledge is valuable Reviewed on: 11th April 2023
Paul 's avatar
Paul

Brilliant

5
Amazing service, never had a problem. Reviewed on: 11th April 2023
Sarah Hart 's avatar
Sarah Hart

No hassle credit card

5
Had my zopa card for a few month and it's so simple to use and the app is great Reviewed on: 11th April 2023
geordie g's avatar
geordie g

Excellent credit card

5
Very easy to use and navigate and brilliant customer services Reviewed on: 11th April 2023
Jamie ferris 's avatar
Jamie ferris

Zopa the best

5
It's been fanntastic there just when I needed it Reviewed on: 11th April 2023
rowena wight's avatar
rowena wight

Excellent service

5
Excellent service from applying to spending. Reviewed on: 11th April 2023
Susan Flannery's avatar
Susan Flannery

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