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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best credit card/ personal loan provider out there

The best credit card/ personal loan provider out there for sure. The application process was easy and straightforward, the App is also incredibly easy to use. I would highly recommend ! Reviewed on: 11th April 2023

100% honest and trustworthy

Never had any problems with this company, always on hand if needed. Reviewed on: 11th April 2023

Quick application and very honest service.

Quick application and very honest service. Reviewed on: 11th April 2023

Great service

Highly recommended.. It's been a while using zopa Also refer to others Reviewed on: 11th April 2023

Easy

Easy to apply and get approved, applied and got the decision in minutes. Very easy and straightforward process to apply and understanding the terms and conditions. Reviewed on: 11th April 2023

Very good

Good app easy to navigate. Quick desision and response times Reviewed on: 11th April 2023

Simple process

Easy to use app, clear and informative! Reviewed on: 11th April 2023

Easy as pie

Really good company No messing around Communication spot on Reviewed on: 11th April 2023

Nice experience

I had nice use experience with the sceice they provided Reviewed on: 11th April 2023

The credit card company in UK

Zopa is The best credit card company in the Uk, I recommend it 100% Reviewed on: 11th April 2023

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