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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best card

Very easy to use and friendly customer services. Easy to set up and make payments. Would highly recommend Reviewed on: 11th April 2023

Fantastic

Very good customer care and services Reviewed on: 11th April 2023

Quick and Simple

Super fast application process which resulted in my credit card arriving quickly! Reviewed on: 11th April 2023

Excellent Card For Daily Expenses

Helping Me A lot To. spend for my daily expenses and also used it for building my credit score. Big shout for zopa. Thanks Reviewed on: 11th April 2023

Quick process and very easy.

Everything goes smoothly and if there is any problem Zopa will look into it straight away. Quick application instant reply and easy use of app/card. Reviewed on: 11th April 2023

Very well organised

Easy to use app and well organised to see exactly what you have used and how to control your account Reviewed on: 11th April 2023

Great credit card

The credit card was so easy to get accepted on and has been hassle free . Definitely my favourite card . Cheers Dan Reviewed on: 11th April 2023

Excellent Customer Service

Excellent Customer Service and very easy to mobile to see transactions and to make payments to the account. Reviewed on: 11th April 2023

Brilliant service

Brilliant service keep me updated on everything not just my credit card Reviewed on: 11th April 2023

Great all round service and support

Have had a great journey with Zopa. They have responded to any issues immediately and give clear and concise information regarding their products. A*+ Reviewed on: 11th April 2023

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