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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant

Overall brilliant provider and brilliant service. Can’t fault it at all. Reviewed on: 11th April 2023

Great service

Applied for card was approved and all set up really quickly with the app and card came so quick excellent service Reviewed on: 11th April 2023

Good life saving credit card

Great to use and payback in a way that suits my pocket Reviewed on: 11th April 2023

Great card

Great feature having balance available straight after a payment Reviewed on: 11th April 2023

Great card, great service

The card is easy to use. The app is simple, straightforward and easy to install. Changing any settings I need to change is easy as pie. Customer service is spot on and extremely helpful. Reviewed on: 11th April 2023

Virnita1976

It is fantastic and easy payment throughout Europe Reviewed on: 11th April 2023

Best service

I'm very happy with the customer service, and never have any problems using the card.. Reviewed on: 11th April 2023

Ease Of Use

The card arrived quickly and was easy set up. I like the types of notifications you can enable letting you know your eligibility for other products they have. Reviewed on: 11th April 2023

Good

———//—////////////////////////——/// Reviewed on: 11th April 2023

Easy to use and clear charging

Easy to apply. App works well and easy to connect with a representative. Clear charges as well. Reviewed on: 11th April 2023

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