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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Good all-rounder with no issuesit is what it is a good credit card to have Reviewed on: 11th April 2023

Best credit card

I rate Zooa credit card THE best credit card for two simple reasons. 1. I had poor credit for the last 8 years and was struggling to rebuild my credit. Zopa was the only card that accepted me and has provided the opportunity to rebuild my credit again and not feel like the lowest in the society. 2. Zopa is reliable, has great customer service, and lends affordable credit. I 100 percent recommend them. Thank you Zopa. You're simply the best Reviewed on: 11th April 2023

User friendly

Easy to use, easy to make payments. The app is laid out well and is very user friendly. Reviewed on: 11th April 2023

The Best!

Zopa has changed my life. It has helped when others turned away from my hour of need. Reviewed on: 11th April 2023

great credit card

love the services, recommended :) Reviewed on: 11th April 2023

Transparent

A very transparent and informative company, easy to use with great online facilities along with a simple and easy to use app. Reviewed on: 11th April 2023

Marvellous

Great company easy to deal with app is excellent Reviewed on: 11th April 2023

Great

Decent,easy to use and fair rates Reviewed on: 11th April 2023

Excellent company

Zopa have been good to me, the company have helped me keep on track with my repayments and in turn help build my credit. A+ to Zopa. Reviewed on: 11th April 2023

Credit card

The best credit card I've ever had. Nice thing is when you pay money in,it clears straight away, none of this waiting 3days for funds to clear. Well done zopa. Reviewed on: 11th April 2023

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