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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Simple credit card

5
Easy app…couldn’t ask for anything more from a credit card company. Reviewed on: 11th April 2023
MrsH's avatar
MrsH

Very good at what they do

5
Very user friendly app with absolutely no ambiguity about what’s owed and when. I like that I can chip away daily if I get frivolous with my spending. Reviewed on: 11th April 2023
Andrew Dempster's avatar
Andrew Dempster

Excellent

5
Fantastic card and customer service is amazing Reviewed on: 11th April 2023
Colin Mclachlan's avatar
Colin Mclachlan

Excellent

5
I love my Zopa credit card account, the app is extremely to use to view balances and make payments, these are updated instantly following a transaction / payment. I also like getting notifications each time I make a payment using my credit card to keep on top of my spending. Reviewed on: 11th April 2023
TLW13's avatar
TLW13

Excellent

5
Quick and easy to apply great card Reviewed on: 11th April 2023
Phil's avatar
Phil

Simply on point

5
Easy access, and good customer care when a challenge does arise. Reviewed on: 11th April 2023
Obediah shipe 's avatar
Obediah shipe

Quick and Simple.

5
From the time of application to paying monthly bills, Zopa has been really easy and hassle free. Once the application was accepted and the app set up it has been really easy to keep track of spending and know when my bill is due. Would definitely recommend Zopa. Reviewed on: 11th April 2023
Jac Martin's avatar
Jac Martin

Great credi card

5
Excellent communication and informative app Reviewed on: 11th April 2023
Karen Connelly 's avatar
Karen Connelly

Straight forward

5
Straight forward credit card, great communication with hints & tips Reviewed on: 11th April 2023
Wendy Gardiner's avatar
Wendy Gardiner

Excellent provider

5
So easy a company to deal with. They are very good at providing information and their website/ app is fantastic and easy to use. Reviewed on: 11th April 2023
Margo Ure's avatar
Margo Ure

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