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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service

Good card know where you stand with easy online app to use great customer services Reviewed on: 11th April 2023

A card designed for the people of the UK today

Zopa made the application process exceptionally easy. They are a company that support the working people of Britain, in one of the toughest Financial Times we have ever faced. Always put the customer first and communicate in the way that is best for the customer, which is rare in this industry. Reviewed on: 11th April 2023

Great and efficient service

Always able to control and watch spend and have easy access at all stages to your money and spend. Reviewed on: 11th April 2023

Great

Great service , can’t fault them at all Reviewed on: 11th April 2023

Excellent card

Great easy app. Good value and I intend staying with them Reviewed on: 11th April 2023

The best card ever!

The best card ever! Wonderful! Zopa card above all. Reviewed on: 11th April 2023

Perfect!!

Love my Zopa card, the app makes keeping track of my purchases so easy, I can't recommend Zopa enough!! Reviewed on: 11th April 2023

Easy to us

My Zopa Credit card is brilliant. From applying to getting my card was 4-5 days. Application process was very easy and the app is easy to use and understand. Highly recommend Reviewed on: 11th April 2023

is very good

I recommend, they are very good and do not charge like others and have low interest rates Reviewed on: 11th April 2023

Great in every way

Great in every way.. a card that suits everyone Reviewed on: 11th April 2023

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