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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent

Quick and easy to apply great card Reviewed on: 11th April 2023

Simply on point

Easy access, and good customer care when a challenge does arise. Reviewed on: 11th April 2023

Quick and Simple.

From the time of application to paying monthly bills, Zopa has been really easy and hassle free. Once the application was accepted and the app set up it has been really easy to keep track of spending and know when my bill is due. Would definitely recommend Zopa. Reviewed on: 11th April 2023

Great credi card

Excellent communication and informative app Reviewed on: 11th April 2023

Straight forward

Straight forward credit card, great communication with hints & tips Reviewed on: 11th April 2023

Excellent provider

So easy a company to deal with. They are very good at providing information and their website/ app is fantastic and easy to use. Reviewed on: 11th April 2023

Great customer service

Good card know where you stand with easy online app to use great customer services Reviewed on: 11th April 2023

A card designed for the people of the UK today

Zopa made the application process exceptionally easy. They are a company that support the working people of Britain, in one of the toughest Financial Times we have ever faced. Always put the customer first and communicate in the way that is best for the customer, which is rare in this industry. Reviewed on: 11th April 2023

Great and efficient service

Always able to control and watch spend and have easy access at all stages to your money and spend. Reviewed on: 11th April 2023

Great

Great service , can’t fault them at all Reviewed on: 11th April 2023

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