Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great

5
Really good and helpful whenever any problems arise. Very supportive and easy to use. Reviewed on: 11th April 2023
Stewart Duncan's avatar
Stewart Duncan

Excellent

5
Excellent product have recommended it to friends and family Reviewed on: 11th April 2023
Vicki's avatar
Vicki

Easy hassle free

5
Great app easy to use hassle free experience Reviewed on: 11th April 2023
Leigh Horton's avatar
Leigh Horton

Reliable

5
Supportive and easy to approach, customer care second to non. Reviewed on: 11th April 2023
Georgette's avatar
Georgette

Top

5
Very good customer skills Very responsive Flexible The best i had Reviewed on: 11th April 2023
Razvan Bozintan's avatar
Razvan Bozintan

simply put - a great credit card

5
it was very easy to apply online and receive a quick decision. setting up the card account was pain free with an acceptable initial credit limit. The card arrived very quickly too Statements are easy to read on the app. Hassle free credit card! Reviewed on: 11th April 2023
Alan's avatar
Alan

Amazing

5
Brilliant company would highly recommend Reviewed on: 11th April 2023
Annmarie snow's avatar
Annmarie snow

Fantastic

5
I have never had a problem with company app is easy to use Reviewed on: 11th April 2023
Kyllie hall's avatar
Kyllie hall

Great

5
Great first credit card,,, Easy to use and.. Great app Reviewed on: 11th April 2023
Brody Wright's avatar
Brody Wright

Good customer service ,ability to assist and useful information

5
Ability to assist and provide further assistance Reviewed on: 11th April 2023
Afolabi Leigh's avatar
Afolabi Leigh

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill