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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent card

Great easy app. Good value and I intend staying with them Reviewed on: 11th April 2023

The best card ever!

The best card ever! Wonderful! Zopa card above all. Reviewed on: 11th April 2023

Perfect!!

Love my Zopa card, the app makes keeping track of my purchases so easy, I can't recommend Zopa enough!! Reviewed on: 11th April 2023

Easy to us

My Zopa Credit card is brilliant. From applying to getting my card was 4-5 days. Application process was very easy and the app is easy to use and understand. Highly recommend Reviewed on: 11th April 2023

is very good

I recommend, they are very good and do not charge like others and have low interest rates Reviewed on: 11th April 2023

Great in every way

Great in every way.. a card that suits everyone Reviewed on: 11th April 2023

Great

Really good and helpful whenever any problems arise. Very supportive and easy to use. Reviewed on: 11th April 2023

Excellent

Excellent product have recommended it to friends and family Reviewed on: 11th April 2023

Easy hassle free

Great app easy to use hassle free experience Reviewed on: 11th April 2023

Reliable

Supportive and easy to approach, customer care second to non. Reviewed on: 11th April 2023

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