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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great Product

4
Zopa has been a very user friendly product and been easy to use Reviewed on: 11th April 2023
Desmar21's avatar
Desmar21

Great company

5
Really good communication, app is easy to use Reviewed on: 11th April 2023
Karen Russell's avatar
Karen Russell

Easy Application

5
Ease of application and with the app not hard to keep account in order Reviewed on: 11th April 2023
Peter Billingsley's avatar
Peter Billingsley

Good

5
It is a great credit card and repayment is easy to understand Reviewed on: 11th April 2023
Ruth Salmon's avatar
Ruth Salmon

Bit basic

3
Need to be able to add over the top banking or curve and Apple Pay otherwise I need to take the physical card with me. Reviewed on: 11th April 2023
paul schofield's avatar
paul schofield

Mr Iftikhar Ahmed

5
Good to ZOPA Credit Card very handy can use nearly everywhere good rates I am enjoying my ZOPA Credit Card. Reviewed on: 11th April 2023
Iftikhar Ahmed's avatar
Iftikhar Ahmed

Excellent

5
Excellent Card Services to the customer Reviewed on: 11th April 2023
Dharshini's avatar
Dharshini

Nice company

5
Never any issues. Nothing to much of a problem Reviewed on: 11th April 2023
Nick Williams's avatar
Nick Williams

Excellent

5
Amazing service so easy to use , convenient readily available Reviewed on: 11th April 2023
Jo's avatar
Jo

Efficient

5
Remarkable and trustworthy. Zopa is helpful. Reviewed on: 11th April 2023
Vincent 's avatar
Vincent

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