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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Top

Very good customer skills Very responsive Flexible The best i had Reviewed on: 11th April 2023

simply put - a great credit card

it was very easy to apply online and receive a quick decision. setting up the card account was pain free with an acceptable initial credit limit. The card arrived very quickly too Statements are easy to read on the app. Hassle free credit card! Reviewed on: 11th April 2023

Amazing

Brilliant company would highly recommend Reviewed on: 11th April 2023

Fantastic

I have never had a problem with company app is easy to use Reviewed on: 11th April 2023

Great

Great first credit card,,, Easy to use and.. Great app Reviewed on: 11th April 2023

Good customer service ,ability to assist and useful information

Ability to assist and provide further assistance Reviewed on: 11th April 2023

Great Product

Zopa has been a very user friendly product and been easy to use Reviewed on: 11th April 2023

Great company

Really good communication, app is easy to use Reviewed on: 11th April 2023

Easy Application

Ease of application and with the app not hard to keep account in order Reviewed on: 11th April 2023

Good

It is a great credit card and repayment is easy to understand Reviewed on: 11th April 2023

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