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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Bit basic

3
Need to be able to add over the top banking or curve and Apple Pay otherwise I need to take the physical card with me. Reviewed on: 11th April 2023
paul schofield's avatar
paul schofield

Mr Iftikhar Ahmed

5
Good to ZOPA Credit Card very handy can use nearly everywhere good rates I am enjoying my ZOPA Credit Card. Reviewed on: 11th April 2023
Iftikhar Ahmed's avatar
Iftikhar Ahmed

Excellent

5
Excellent Card Services to the customer Reviewed on: 11th April 2023
Dharshini's avatar
Dharshini

Nice company

5
Never any issues. Nothing to much of a problem Reviewed on: 11th April 2023
Nick Williams's avatar
Nick Williams

Excellent

5
Amazing service so easy to use , convenient readily available Reviewed on: 11th April 2023
Jo's avatar
Jo

Efficient

5
Remarkable and trustworthy. Zopa is helpful. Reviewed on: 11th April 2023
Vincent 's avatar
Vincent

I vote for zopa

5
Zupa are the best credit card company. Their app is so easy to use and you can also see your credit score in the app. Your credit limit increases automatically when u keep your payment up to date . Reviewed on: 11th April 2023
Abu Bakarr 's avatar
Abu Bakarr

Very easy to use, helpful and committed

5
Helpful and commited to providing excellence to there users, keep you up to date and provide you with an easy experience Reviewed on: 11th April 2023
Natalie's avatar
Natalie

Very good

5
Great company, great service, great app :D Reviewed on: 11th April 2023
Mark's avatar
Mark

Zopa credit card

5
Excellent customer service and straightforward from application for credit to registering and using card. Reviewed on: 11th April 2023
G Neill 's avatar
G Neill

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