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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

I vote for zopa

5
Zupa are the best credit card company. Their app is so easy to use and you can also see your credit score in the app. Your credit limit increases automatically when u keep your payment up to date . Reviewed on: 11th April 2023
Abu Bakarr 's avatar
Abu Bakarr

Very easy to use, helpful and committed

5
Helpful and commited to providing excellence to there users, keep you up to date and provide you with an easy experience Reviewed on: 11th April 2023
Natalie's avatar
Natalie

Very good

5
Great company, great service, great app :D Reviewed on: 11th April 2023
Mark's avatar
Mark

Zopa credit card

5
Excellent customer service and straightforward from application for credit to registering and using card. Reviewed on: 11th April 2023
G Neill 's avatar
G Neill

Zopa credit card

5
Easy to use, plenty of guidance on the app on how to pay and what to do. Reviewed on: 11th April 2023
Sorcha Hegarty's avatar
Sorcha Hegarty

Easy fast efficient service

5
I applied for a Zopa credit card and was accepted. The whole process from start to finish was easy. I have used my card all over Europe and wirh the app its great too see exactly what im spending. Great card to have . Reviewed on: 11th April 2023
Rich69's avatar
Rich69

Mr

5
Outstanding service. I can happily recommend Zopa to family and friend. Reviewed on: 11th April 2023
Tebogo Marumo's avatar
Tebogo Marumo

Good service

4
Very good I like their services and is convenient to use and has low Apr Reviewed on: 11th April 2023
Eric Asante 's avatar
Eric Asante

Best credit card!!!

5
Love this credit card, inclusive provider. I’ve struggled with my credit and this company really helped me and is also boosting my credit score. Reviewed on: 11th April 2023
Michelle m's avatar
Michelle m

Great service

5
Great credit company the app easy to keep on track and makes payments easy toanqge Reviewed on: 11th April 2023
Jackie7's avatar
Jackie7

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