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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Zopa credit card

Easy to use, plenty of guidance on the app on how to pay and what to do. Reviewed on: 11th April 2023

Easy fast efficient service

I applied for a Zopa credit card and was accepted. The whole process from start to finish was easy. I have used my card all over Europe and wirh the app its great too see exactly what im spending. Great card to have . Reviewed on: 11th April 2023

Mr

Outstanding service. I can happily recommend Zopa to family and friend. Reviewed on: 11th April 2023

Good service

Very good I like their services and is convenient to use and has low Apr Reviewed on: 11th April 2023

Best credit card!!!

Love this credit card, inclusive provider. I’ve struggled with my credit and this company really helped me and is also boosting my credit score. Reviewed on: 11th April 2023

Great service

Great credit company the app easy to keep on track and makes payments easy toanqge Reviewed on: 11th April 2023

Amazing

Excellent customer service fantastic service helped a key worker through the hardest of times thank you Zopa Reviewed on: 11th April 2023

Great starting card

Great experience & a good way to rebuild credit Reviewed on: 11th April 2023

very good very useful

it is very good in difficult times Reviewed on: 11th April 2023

Zopa warriors

It’s overwhelming to use this product Reviewed on: 11th April 2023

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