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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

Excellent customer service fantastic service helped a key worker through the hardest of times thank you Zopa Reviewed on: 11th April 2023

Great starting card

Great experience & a good way to rebuild credit Reviewed on: 11th April 2023

very good very useful

it is very good in difficult times Reviewed on: 11th April 2023

Zopa warriors

It’s overwhelming to use this product Reviewed on: 11th April 2023

Easy to use and accepted every where

The zopa card has been become my favourite card because of its acceptability in numerous stores I shop. It's also very easy to use, with the app, making repayment is practically seamless Reviewed on: 11th April 2023

So easy to use

So easy to use and straightforward love my zopa card Reviewed on: 11th April 2023

Easy to use

Greet app to see what you're spending and ot bombarded with msrketing Reviewed on: 11th April 2023

Easy to deal with

Easy to deal with and App is very useful Reviewed on: 11th April 2023

Highly recommended

Excellent service easy to use app and timely relevant communications Reviewed on: 11th April 2023

Easy, simple, love the app

Super straightforward app plus great company with good communication. Would recommend Reviewed on: 11th April 2023

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