Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use and accepted every where

The zopa card has been become my favourite card because of its acceptability in numerous stores I shop. It's also very easy to use, with the app, making repayment is practically seamless Reviewed on: 11th April 2023

So easy to use

So easy to use and straightforward love my zopa card Reviewed on: 11th April 2023

Easy to use

Greet app to see what you're spending and ot bombarded with msrketing Reviewed on: 11th April 2023

Easy to deal with

Easy to deal with and App is very useful Reviewed on: 11th April 2023

Highly recommended

Excellent service easy to use app and timely relevant communications Reviewed on: 11th April 2023

Easy, simple, love the app

Super straightforward app plus great company with good communication. Would recommend Reviewed on: 11th April 2023

Great card to rebuild credit scores

Very good card to re-built credit scores , clear rules and easy to manage Reviewed on: 11th April 2023

Great card great service

Does exactly what it says Reviewed on: 11th April 2023

Low interest rates

The best credit card I have had yet! The interest rates are low The zopa app is brilliant lots of information on money tips and savings all customer focused. Would definitely recommend to friends and family. Reviewed on: 11th April 2023

Excellent

Top service friendly and polite Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub