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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card to rebuild credit scores

Very good card to re-built credit scores , clear rules and easy to manage Reviewed on: 11th April 2023

Great card great service

Does exactly what it says Reviewed on: 11th April 2023

Low interest rates

The best credit card I have had yet! The interest rates are low The zopa app is brilliant lots of information on money tips and savings all customer focused. Would definitely recommend to friends and family. Reviewed on: 11th April 2023

Excellent

Top service friendly and polite Reviewed on: 11th April 2023

Easy company to deal with

Great app. Probably better than most banking apps from the big names in banking Reviewed on: 11th April 2023

Helpful

Not had any issues with Zopa. Helpful company. Reviewed on: 11th April 2023

Nice and straightforward

One of the best credit card providers that I have used. Simply explained and a good straightforward app, easy to pay and easy to check your remaining balance. Not much more you can say, it just works well. Reviewed on: 11th April 2023

Great for credit building

Good services, easy to use app. Reviewed on: 11th April 2023

Awesome

Great custermer satisfaction and great custermer service Reviewed on: 11th April 2023

Fantastic app

Fantastic advice to help getting your score up Reviewed on: 11th April 2023

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