Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent card

This card is simple and easy to use with a friend app to go with it, with a borrowing power tool to help explain we’re you need to work on with your finances it’s an excellent help to improve your credit rating Reviewed on: 11th April 2023

Best credit card and easy to check app

Excellent card with easy access on app very happy customer Reviewed on: 11th April 2023

The intelligent credit card

Love this credit card. so easy to track my spending. Keeps an eye on my credit score with monthly updates. App is so easy to use too just can’t fault it. Reviewed on: 11th April 2023

Best credit card for poor credit

The best service the easiest application process just the best Reviewed on: 11th April 2023

Always accommodating

Perfect credit card company I'd use them for all types of credit. Always understanding on your personal circumstances. Quick at responding 5* service Reviewed on: 11th April 2023

Quicker approval and one of best card

Quicker approval process even for low credit score people and one of best cards Reviewed on: 11th April 2023

Easy to use.

The app is very comprehensive, offering updates on your balance and suggestions on how to increase your credit rating. They don't push their product in an obtrusive manner, always advisory and enabling understanding of their products. Reviewed on: 11th April 2023

Miss

Great customer service and always there help Reviewed on: 11th April 2023

The best app

Very good card the best offers and very good customer support Reviewed on: 11th April 2023

Truly impressed!

From application to making repayments and everything in between could not have been easier. Really impressed with communication and customer service. App is very easy to navigate also. I have recommended to all my friends and family! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 117948 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub