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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good in service

This Zopa card works every where some credit cards will not work in every store it works everywhere good one Reviewed on: 11th April 2023

Credit Card

There was a delay in the card being issued but the customer services was very good and quickly resolved the issue. App works well. Reviewed on: 11th April 2023

Great card

Brilliant for emergency good customer service what else you need Reviewed on: 11th April 2023

Best credit card

It’s very easy, accurate information, transactions as well as no hidden fees. Reviewed on: 11th April 2023

Amazing

Great service easy to use app. Updates regularly. Easy to set in Reviewed on: 11th April 2023

Very good service

Helpful and informative systems in place, easy to use on the login page Reviewed on: 11th April 2023

Great product

Long balance transfer period and good service Reviewed on: 11th April 2023

Very reliable

Very helpful and reliable And notify you when you are near your credit limit. Reviewed on: 11th April 2023

Good service

Excellent service, always keeping me informed even if its nit great news Reviewed on: 11th April 2023

Fantastic

I’m with Zopa for over a year. And they are amazing Reviewed on: 11th April 2023

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