Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best credit card

This card is very helpful and help you with managing your finances Reviewed on: 11th April 2023

Easy

The credit credit card app is so easy to understand and use, and keeps me well informed and up to date on my limits. Reviewed on: 11th April 2023

Great card

Very easy application process app is very easy to use very impressed Reviewed on: 11th April 2023

Joyce scarrott

Very easy to apply for and very helpful Reviewed on: 11th April 2023

Good product

Very reliable and effective . A credit card that is user friendly and efficient. A way of growing your credit score. Reviewed on: 11th April 2023

Fantastic

Super easy to keep track of my spending and I love the zopa score. Reviewed on: 11th April 2023

Best business

So easy to use and help always at hand,they appreciate me as much as I do them Reviewed on: 11th April 2023

credit card

I am satisfied with the use of this card, when I deposit money, it is credited to my account immediately, no waiting Reviewed on: 11th April 2023

Zopa is very reliable

I like Zopa because of their customer service and the rate is so good. Reviewed on: 11th April 2023

So Easy

Great service with Zopa with there credit card, nice and easy to set up and fully up to date APP Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub