Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Exceptional

Absolutely outstanding so easy to use Reviewed on: 11th April 2023

Great credit card

No fuss apply for the card got it straight away easy to use not hassle at all. And they keep u informed of any changes ASAP would recommend the company to anyone Reviewed on: 11th April 2023

Great card

Zopa is a great card accepted me always give reminders of next payment definitely would recommend Reviewed on: 11th April 2023

A smarter card for smart people

My experience has been 100% positive from the day I registered, right through to receiving and using the services provided. Reviewed on: 11th April 2023

Great Banking

- Brilliant app - easily accessible - clear and consistent communication - supportive when I had questions - quick response when I had questions Reviewed on: 11th April 2023

Satisfaction guaranteed

Excellent all round service Reviewed on: 11th April 2023

Thanks guys

Been using my credit card for a few months now and had absolutely no problems, nice easy access and affordable paybacks Would recommend anyone trying to build credit score to get an account Reviewed on: 11th April 2023

Top product

Great product and customer service Reviewed on: 11th April 2023

Perfect

Very good. Y happy with your service Reviewed on: 11th April 2023

Zopa tastic

The best credit card company who listen to the customer and provide great customer service. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 3.60 from 271 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews
Marbles Credit Card
from NewDay 4.31 from 542 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub