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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Good product

Very reliable and effective . A credit card that is user friendly and efficient. A way of growing your credit score. Reviewed on: 11th April 2023

Fantastic

Super easy to keep track of my spending and I love the zopa score. Reviewed on: 11th April 2023

Best business

So easy to use and help always at hand,they appreciate me as much as I do them Reviewed on: 11th April 2023

credit card

I am satisfied with the use of this card, when I deposit money, it is credited to my account immediately, no waiting Reviewed on: 11th April 2023

Zopa is very reliable

I like Zopa because of their customer service and the rate is so good. Reviewed on: 11th April 2023

So Easy

Great service with Zopa with there credit card, nice and easy to set up and fully up to date APP Reviewed on: 11th April 2023

Exceptional

Absolutely outstanding so easy to use Reviewed on: 11th April 2023

Great credit card

No fuss apply for the card got it straight away easy to use not hassle at all. And they keep u informed of any changes ASAP would recommend the company to anyone Reviewed on: 11th April 2023

Great card

Zopa is a great card accepted me always give reminders of next payment definitely would recommend Reviewed on: 11th April 2023

A smarter card for smart people

My experience has been 100% positive from the day I registered, right through to receiving and using the services provided. Reviewed on: 11th April 2023

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