Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to be updated

First time of having this card and l found that your kept updated on every item and keeps website of any news Reviewed on: 11th April 2023

Simple and easy to use

Since using Zopa, I have found it so easy to pay back as well as streamlined. Reviewed on: 11th April 2023

Amazing Card and App

Card is great with an easy to use and informative app to help you with your spending, and give you insights and tips on how to improve your credit score. Would definitely recommend! Reviewed on: 11th April 2023

Good for start-ups

When all other credit card provider denied me. Zopa gave me the chance which is my first and only credit card. Will recommend Reviewed on: 11th April 2023

Brilliant Credit Card

Fabulous service, easy to use payment system Reviewed on: 11th April 2023

Great apr interest rate.

I have been with Zopa for almost a year now and they are the best. They given me great apr interest. Am also looking to get car finance through Zopa because they are really the best out there. Reviewed on: 11th April 2023

Perfect

Have had no problems with Zopa at all always have run smoothly and been happy with them from day one Reviewed on: 11th April 2023

Excellent service

The Zopa credit card has allowed me to improve my credit rating, it’s user friendly app and notifications have helped me to keep on top of my finances! I couldn’t recommend a better bank Reviewed on: 11th April 2023

Very good 1.

Zopa is a good credit company. Very good Reviewed on: 11th April 2023

About credit card

So good company zopa Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub