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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great Banking

- Brilliant app - easily accessible - clear and consistent communication - supportive when I had questions - quick response when I had questions Reviewed on: 11th April 2023

Satisfaction guaranteed

Excellent all round service Reviewed on: 11th April 2023

Thanks guys

Been using my credit card for a few months now and had absolutely no problems, nice easy access and affordable paybacks Would recommend anyone trying to build credit score to get an account Reviewed on: 11th April 2023

Top product

Great product and customer service Reviewed on: 11th April 2023

Perfect

Very good. Y happy with your service Reviewed on: 11th April 2023

Zopa tastic

The best credit card company who listen to the customer and provide great customer service. Reviewed on: 11th April 2023

Easy to be updated

First time of having this card and l found that your kept updated on every item and keeps website of any news Reviewed on: 11th April 2023

Simple and easy to use

Since using Zopa, I have found it so easy to pay back as well as streamlined. Reviewed on: 11th April 2023

Amazing Card and App

Card is great with an easy to use and informative app to help you with your spending, and give you insights and tips on how to improve your credit score. Would definitely recommend! Reviewed on: 11th April 2023

Good for start-ups

When all other credit card provider denied me. Zopa gave me the chance which is my first and only credit card. Will recommend Reviewed on: 11th April 2023

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