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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great card

5
Great card, good set up and easy to use. Reviewed on: 11th April 2023
Rob Coade's avatar
Rob Coade

Simple and Straightforward

5
Application is straightforward and website simple to navigate. Customer service is easy to reach and helpful. App keeps you up to date with spending and payments. Reviewed on: 11th April 2023
denis hallahan's avatar
denis hallahan

Useage of application

3
It’s flexible in using in application Reviewed on: 11th April 2023
ravuri sai's avatar
ravuri sai

Great company!

5
Very quick to be approved. Easy repayments. Easy app. Efficient statements and all in all great credit card company!! Reviewed on: 11th April 2023
Kirstie Adams's avatar
Kirstie Adams

Amazing company

5
Fast safe and speedy setup. Great customer service Reviewed on: 11th April 2023
Philip Citrine-Mazurkiewicz's avatar
Philip Citrine-Mazurkiewicz

Awesome

5
Great institution i would recommend Reviewed on: 11th April 2023
D's avatar
D

Excellent customer service support

5
Excellent customer support & service Reviewed on: 11th April 2023
Rachel Jones's avatar
Rachel Jones

Great helpful service

5
Since being with zopa I couldn't fault them in any way very helpful staff and every thing on there app is easy to get to. Reviewed on: 11th April 2023
Kieran 's avatar
Kieran

Quick and easy

5
It was quick and easy to apply. The app is so simple to understand and navigate. Reviewed on: 11th April 2023
Debbie Baker's avatar
Debbie Baker

Great card

5
Great card ... never had a problem with zopa Reviewed on: 11th April 2023
Morgy's avatar
Morgy

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