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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Brilliant Credit Card

Fabulous service, easy to use payment system Reviewed on: 11th April 2023

Great apr interest rate.

I have been with Zopa for almost a year now and they are the best. They given me great apr interest. Am also looking to get car finance through Zopa because they are really the best out there. Reviewed on: 11th April 2023

Perfect

Have had no problems with Zopa at all always have run smoothly and been happy with them from day one Reviewed on: 11th April 2023

Excellent service

The Zopa credit card has allowed me to improve my credit rating, it’s user friendly app and notifications have helped me to keep on top of my finances! I couldn’t recommend a better bank Reviewed on: 11th April 2023

Very good 1.

Zopa is a good credit company. Very good Reviewed on: 11th April 2023

About credit card

So good company zopa Reviewed on: 11th April 2023

Great card

Great card, good set up and easy to use. Reviewed on: 11th April 2023

Simple and Straightforward

Application is straightforward and website simple to navigate. Customer service is easy to reach and helpful. App keeps you up to date with spending and payments. Reviewed on: 11th April 2023

Useage of application

It’s flexible in using in application Reviewed on: 11th April 2023

Great company!

Very quick to be approved. Easy repayments. Easy app. Efficient statements and all in all great credit card company!! Reviewed on: 11th April 2023

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