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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing company

Fast safe and speedy setup. Great customer service Reviewed on: 11th April 2023

Awesome

Great institution i would recommend Reviewed on: 11th April 2023

Excellent customer service support

Excellent customer support & service Reviewed on: 11th April 2023

Great helpful service

Since being with zopa I couldn't fault them in any way very helpful staff and every thing on there app is easy to get to. Reviewed on: 11th April 2023

Quick and easy

It was quick and easy to apply. The app is so simple to understand and navigate. Reviewed on: 11th April 2023

Great card

Great card ... never had a problem with zopa Reviewed on: 11th April 2023

This is very good for who ever most in need

I have got the sum that I needed through Zopa at the right time Thanks Reviewed on: 11th April 2023

Excellent

I started using Zopa credit card since last year and their services and performance have been outstanding.i will chose zopa over and over again Reviewed on: 11th April 2023

Great service

Great card, app is very easy to use and communication is good Reviewed on: 11th April 2023

Great company

Great customer service, very supportive when I couldn't afford a payment, will recommend Reviewed on: 11th April 2023

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