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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

This is very good for who ever most in need

I have got the sum that I needed through Zopa at the right time Thanks Reviewed on: 11th April 2023

Excellent

I started using Zopa credit card since last year and their services and performance have been outstanding.i will chose zopa over and over again Reviewed on: 11th April 2023

Great service

Great card, app is very easy to use and communication is good Reviewed on: 11th April 2023

Great company

Great customer service, very supportive when I couldn't afford a payment, will recommend Reviewed on: 11th April 2023

Straight forward and easy to use

The zopa credit card application was very easy and straightforward. Everything went very smoothly. The app is also very easy to use and let's you know very easily what your balance is, when your payment is due and the amount due also. Reviewed on: 11th April 2023

Perfect

All very helpful Nice and friendly Reviewed on: 11th April 2023

Nice and easy

Helped me when others wouldn’t. App very easy to use. Reviewed on: 11th April 2023

Best cradit card

Love this card to all the people who gave bad cradit you can build your finances Reviewed on: 11th April 2023

Fantastic company

Great company, easy to talk too! Reviewed on: 11th April 2023

Highly recommend

Great communication and access to check account and through application Reviewed on: 11th April 2023

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