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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy simple

Easy and simple, never no problems Reviewed on: 11th April 2023

Brilliant company

Overall experience is very good well communicated and very good well it comes to dealing with issues can't fault Reviewed on: 11th April 2023

First great experience with Credit Cards!

Easy, straightforward and overall great management through their app! Reviewed on: 11th April 2023

Best credit card

Really easy sign up process and credit limit tailored specifically for you. I downloaded the app which is really easy to use and make payments on there. Customer service is great too Reviewed on: 11th April 2023

Fantastic company

Love this card and they also have fantastic customer service Reviewed on: 11th April 2023

Rapid support and great app

It was very quick to get up and running with all the information needed at my fingertips. Been fantastic so far and never had any hiccups with them. Reviewed on: 11th April 2023

Amazing service

You do not have to call them you can do everything online and they are always updating their App to make it things easier for the customer. Reviewed on: 11th April 2023

The best credit card

Very happy with this credit card, thank you zopa Reviewed on: 11th April 2023

Quick and easy.

Quick and easy. Just how I like my women. Reviewed on: 11th April 2023

Credit card

Great card, good interest rates and easy app to use. Reviewed on: 11th April 2023

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