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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fantastic company

Love this card and they also have fantastic customer service Reviewed on: 11th April 2023

Rapid support and great app

It was very quick to get up and running with all the information needed at my fingertips. Been fantastic so far and never had any hiccups with them. Reviewed on: 11th April 2023

Amazing service

You do not have to call them you can do everything online and they are always updating their App to make it things easier for the customer. Reviewed on: 11th April 2023

The best credit card

Very happy with this credit card, thank you zopa Reviewed on: 11th April 2023

Quick and easy.

Quick and easy. Just how I like my women. Reviewed on: 11th April 2023

Credit card

Great card, good interest rates and easy app to use. Reviewed on: 11th April 2023

Quick, easy

Very good service, quick and easy to use Reviewed on: 11th April 2023

Zopa

Zopa really helped when I could not get any other cards Reviewed on: 11th April 2023

Easy & Simple

I have a credit card and balance transfer with 0% interest till May. It was amazingly easy to sign up and I got a quick acceptance. The app is simple to use and has allowed me to have piece of mind over my finances Reviewed on: 11th April 2023

Brilliant

Found the company very helpful with any request. Quick and precise explanation of any questions. The app is fantastic Reviewed on: 11th April 2023

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