Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

fantastic service, quick payment

5
Zopa is my best credit card among my cards. Reviewed on: 11th April 2023
Mbarouk Awara's avatar
Mbarouk Awara

Credit building

5
I got this card to help with my credit score and it has been easy to do with a controlled balance, easy to pay platform and also has a credit record review so I can monitor my progress. Would definitely recommend to anyone trying to do the same thing as the repayment rates aren't ridiculous which you would normally find when trying to build credit Reviewed on: 11th April 2023
J G's avatar
J G

Excellent

5
Excellent customer service - everything is online and easily accessible Reviewed on: 11th April 2023
Kate's avatar
Kate

Good company

5
Great company, lots of tools to help improve credit that actually work Reviewed on: 11th April 2023
Harry K's avatar
Harry K

Great service

5
Wonderful company to deal with and employ the most amazing staff Reviewed on: 11th April 2023
Altamish 's avatar
Altamish

Very good end very simple

5
an easy-to-use card that meets my expectations Reviewed on: 11th April 2023
Mario Constancio Junior's avatar
Mario Constancio Junior

Excellent

5
Excellent company I have never had any problems and card easy to use recommend Reviewed on: 11th April 2023
Jean allan's avatar
Jean allan

Lee Steel

5
Very good at communication and excellent service for what i need, would highly recommend having a zopa card as it comes in very hand, couldn't be happier with the service they have provided me. Excellent service and easy to contact. Best ive been with yet Reviewed on: 11th April 2023
Lee Steel 's avatar
Lee Steel

Excellent service

5
Simple process all the way the way through from applying for credit account to account being setup, everything is clear to follow and understand Reviewed on: 11th April 2023
Lisa hall's avatar
Lisa hall

Excellent card and provider

5
No problems, easy to use platform and have had no issues, would definitely recommend! Reviewed on: 11th April 2023
Nicholas Richardson's avatar
Nicholas Richardson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill