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Zopa: Credit card reviews

4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44353)

Great service

5
Wonderful company to deal with and employ the most amazing staff Reviewed on: 11th April 2023

Very good end very simple

5
an easy-to-use card that meets my expectations Reviewed on: 11th April 2023

Excellent

5
Excellent company I have never had any problems and card easy to use recommend Reviewed on: 11th April 2023

Lee Steel

5
Very good at communication and excellent service for what i need, would highly recommend having a zopa card as it comes in very hand, couldn't be happier with the service they have provided me. Excellent service and easy to contact. Best ive been with yet Reviewed on: 11th April 2023

Excellent service

5
Simple process all the way the way through from applying for credit account to account being setup, everything is clear to follow and understand Reviewed on: 11th April 2023

Excellent card and provider

5
No problems, easy to use platform and have had no issues, would definitely recommend! Reviewed on: 11th April 2023

Build your credit

5
one of the easiest way to grow your credit score . Reviewed on: 11th April 2023

Easy to Manage, excellent customer care

5
I have been with Zopa over a year now. I find it easy to manage my own account. Customer care was quick and easy to deal with when needed. Thank you for supplying me with a responsible product. Reviewed on: 11th April 2023

Excellent service

5
Excellent card and service and great for helping rebuild credit score. Reviewed on: 11th April 2023

Good service

4
I will get this again in future when i have offer from you Reviewed on: 11th April 2023

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