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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to Manage, excellent customer care

I have been with Zopa over a year now. I find it easy to manage my own account. Customer care was quick and easy to deal with when needed. Thank you for supplying me with a responsible product. Reviewed on: 11th April 2023

Excellent service

Excellent card and service and great for helping rebuild credit score. Reviewed on: 11th April 2023

Good service

I will get this again in future when i have offer from you Reviewed on: 11th April 2023

Zopa credit card

Applying with Zopa was easy the app makes it easy to pay & see how much you owe. Reviewed on: 11th April 2023

Easy

Really easy to apply for credit, easy to control and use. Useful that you can view other financial advises and guidance such as how to borrow and other services that they provide. Highly reccomend Reviewed on: 11th April 2023

Easy and fast

Very easy and fast to apply very good overall Reviewed on: 11th April 2023

Fantastic, helpful company

It was great working with the team from Zopa. They answered all my questions and the process was quick and seamless throughout. Would definately recommend them! Reviewed on: 11th April 2023

Very good service

Very helpful & friendly service Reviewed on: 11th April 2023

Credit card

Amazing benefits of credit card using it's one most thing is useful Reviewed on: 11th April 2023

Amazing card

Zopa is fabulous for building credit and giving you a great starting credit which you are able to build up and gain a credit increase over time. I love using my zopa as the interest isn't bad and it's simple and easy to use and has a brilliant app to keep track of spending which has some good features. Reviewed on: 11th April 2023

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