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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

The best

5
I found it very easy to to do online and I got the response I needed form them and in good time aswell so overall I would recommend zooa to everyone Reviewed on: 11th April 2023
Michael 's avatar
Michael

Amazing

5
Never had a problem with them. Been nothing but fantastic Reviewed on: 11th April 2023
James fletcher 's avatar
James fletcher

Great service during loss of brother in law

5
The team at Zopa are extremely helpful and I have always experienced fantastic customer service, Unfortunately my partners brother took his own life the day before we were due to go on our first holiday together - it was an incredibly difficult time and so sad. The insurance company did not honour our claim, we lost thousands of pounds that we had paid but that loss paled in significance against the tragic circumstances - we both had to take unpaid time off work - my partner to help look after the two young children and his brothers wife and myself to look after my partner - the sudden loss affected so many lives and we were and still are devastated. I had to ask for a payment holiday in light of these events and the service and care I received was second to none and I felt genuine concern from anyone I have spoken to at Zopa. We have both been hit not only emotionally but also financially so winning some extra money would be amazing to go towards maybe finally getting that holiday!! Great work to all Zopa and keep up the good work! Reviewed on: 11th April 2023
Colleen Murray's avatar
Colleen Murray

Does what it says on the tin

5
Best credit card I've had ever,speedy payment clearing and support staff are very helpful and friendly Reviewed on: 11th April 2023
Garry Lowe's avatar
Garry Lowe

Fantastic

5
Great card. Great service and customer care Reviewed on: 11th April 2023
Scott 's avatar
Scott

Great card and app

5
Great card with real-time details about borrowing power and how you can improve. Reviewed on: 11th April 2023
Matthew Cawley's avatar
Matthew Cawley

Perfect

5
Excelent credit card for all people, im very satisfaction Reviewed on: 11th April 2023
Kriss's avatar
Kriss

Easy to use

5
Great provider and really easy to both set up and use! Online banking is straight forward and all contact comes straight to your phone! Reviewed on: 11th April 2023
Lizzy Marshall's avatar
Lizzy Marshall

Great credit card

5
Easy to set up and use . Great customer service . No waiting for payments to clear on your account Reviewed on: 11th April 2023
David Smith's avatar
David Smith

Fantastic

5
Easy to use- useful- you can check on track and loads of advice is given Reviewed on: 11th April 2023
Georgia Groom's avatar
Georgia Groom

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