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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Does what it says on the tin

5
Best credit card I've had ever,speedy payment clearing and support staff are very helpful and friendly Reviewed on: 11th April 2023
Garry Lowe's avatar
Garry Lowe

Fantastic

5
Great card. Great service and customer care Reviewed on: 11th April 2023
Scott 's avatar
Scott

Great card and app

5
Great card with real-time details about borrowing power and how you can improve. Reviewed on: 11th April 2023
Matthew Cawley's avatar
Matthew Cawley

Perfect

5
Excelent credit card for all people, im very satisfaction Reviewed on: 11th April 2023
Kriss's avatar
Kriss

Easy to use

5
Great provider and really easy to both set up and use! Online banking is straight forward and all contact comes straight to your phone! Reviewed on: 11th April 2023
Lizzy Marshall's avatar
Lizzy Marshall

Great credit card

5
Easy to set up and use . Great customer service . No waiting for payments to clear on your account Reviewed on: 11th April 2023
David Smith's avatar
David Smith

Fantastic

5
Easy to use- useful- you can check on track and loads of advice is given Reviewed on: 11th April 2023
Georgia Groom's avatar
Georgia Groom

Excellent credit card, no hassle

5
Never had any problems with my card or zopa, would recommend to anyone Reviewed on: 11th April 2023
Claire O'Donnell's avatar
Claire O'Donnell

Vary Good and easy

5
Zopa is best card I have is vary Good and come with so many offers Reviewed on: 11th April 2023
Pami Bhamra's avatar
Pami Bhamra

Good lender

5
They provide a good lending service Reviewed on: 11th April 2023
Ngqabutho Nkomo's avatar
Ngqabutho Nkomo

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