Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit card, no hassle

Never had any problems with my card or zopa, would recommend to anyone Reviewed on: 11th April 2023

Vary Good and easy

Zopa is best card I have is vary Good and come with so many offers Reviewed on: 11th April 2023

Good lender

They provide a good lending service Reviewed on: 11th April 2023

Apple Pay

Can’t be enrolled to Apple Pay. Could use improvement. Reviewed on: 11th April 2023

Zopa reliable

Fast to apply easy to use app no hassle no useless questions accepted everywhere. Reviewed on: 11th April 2023

Service

Clinical efficient first class service Reviewed on: 11th April 2023

Helping hand

Very good for building credit and easy for making repayments Reviewed on: 11th April 2023

Easy to use, very quick and non judgemental

Easy to apply online, non judgemental with not perfect credit. Informative and updates regularly. Reviewed on: 11th April 2023

Great

Good card .nice and easy to pay on phone notifications all time and tell you when payment is due no problem with this card Reviewed on: 11th April 2023

one of my best credit card

easy to use good customer service Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Everyday Credit Card
from Creation 3.86 from 21 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub