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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service!

Fast and efficient service for managing your finances. Reviewed on: 11th April 2023

Great service

Such an easy and great company to take a card with. Statements are clearly set out and limits affordable Reviewed on: 11th April 2023

Excellent service

Brilliant card and support. It has been an excellent way for me to improve my credit score. Reviewed on: 11th April 2023

Great credit card

Great credit card, not much APR and interest even when using maximum Amount of credit. Reviewed on: 11th April 2023

Amazing card

Excellent service highly recommended aswelll Reviewed on: 11th April 2023

Amazing service

Zopa have been amazing from day one The services they provide are amazing One of the best credit card companies iv ever used Reviewed on: 11th April 2023

Great easy to use app and sign up

Very easy from applying to first spend. Would highly recommend App is also easy to use Reviewed on: 11th April 2023

The best

Easy no fuss Banking Company all to hand on you phone with excellent communication Reviewed on: 11th April 2023

Great credit card.

Very easy to set up a credit card for a young person; along with that the mobile app is very easy to use and sends notifications if there are updates and lets you analyse your spending. Reviewed on: 11th April 2023

Bad credit

After having bad credit I was really trying to rebuild it and start again ! This card really helped me understand how to do this Reviewed on: 11th April 2023

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