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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Apple Pay

Can’t be enrolled to Apple Pay. Could use improvement. Reviewed on: 11th April 2023

Zopa reliable

Fast to apply easy to use app no hassle no useless questions accepted everywhere. Reviewed on: 11th April 2023

Service

Clinical efficient first class service Reviewed on: 11th April 2023

Helping hand

Very good for building credit and easy for making repayments Reviewed on: 11th April 2023

Easy to use, very quick and non judgemental

Easy to apply online, non judgemental with not perfect credit. Informative and updates regularly. Reviewed on: 11th April 2023

Great

Good card .nice and easy to pay on phone notifications all time and tell you when payment is due no problem with this card Reviewed on: 11th April 2023

one of my best credit card

easy to use good customer service Reviewed on: 11th April 2023

Great service!

Fast and efficient service for managing your finances. Reviewed on: 11th April 2023

Great service

Such an easy and great company to take a card with. Statements are clearly set out and limits affordable Reviewed on: 11th April 2023

Excellent service

Brilliant card and support. It has been an excellent way for me to improve my credit score. Reviewed on: 11th April 2023

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