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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Total confidence

5
Amazing servive, Unbelievable. Just a great company to deal with Reviewed on: 11th April 2023
David Gladwell's avatar
David Gladwell

Excellent company to deal with

5
Have credit card with Zopa and have had plain sailing with every aspect. Delivery of card was prompt, payments are easy to manage on the app. Just a pleasure to deal with Reviewed on: 11th April 2023
Paul Willetts's avatar
Paul Willetts

Very good terms

5
Keep me updated on spend Best credit card to have APR is reasonable Reviewed on: 11th April 2023
Julie 's avatar
Julie

Simple credit card

5
Easy app…couldn’t ask for anything more from a credit card company. Reviewed on: 11th April 2023
MrsH's avatar
MrsH

Very good at what they do

5
Very user friendly app with absolutely no ambiguity about what’s owed and when. I like that I can chip away daily if I get frivolous with my spending. Reviewed on: 11th April 2023
Andrew Dempster's avatar
Andrew Dempster

Excellent

5
Fantastic card and customer service is amazing Reviewed on: 11th April 2023
Colin Mclachlan's avatar
Colin Mclachlan

Excellent

5
I love my Zopa credit card account, the app is extremely to use to view balances and make payments, these are updated instantly following a transaction / payment. I also like getting notifications each time I make a payment using my credit card to keep on top of my spending. Reviewed on: 11th April 2023
TLW13's avatar
TLW13

Excellent

5
Quick and easy to apply great card Reviewed on: 11th April 2023
Phil's avatar
Phil

Simply on point

5
Easy access, and good customer care when a challenge does arise. Reviewed on: 11th April 2023
Obediah shipe 's avatar
Obediah shipe

Quick and Simple.

5
From the time of application to paying monthly bills, Zopa has been really easy and hassle free. Once the application was accepted and the app set up it has been really easy to keep track of spending and know when my bill is due. Would definitely recommend Zopa. Reviewed on: 11th April 2023
Jac Martin's avatar
Jac Martin

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