Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credi card

Excellent communication and informative app Reviewed on: 11th April 2023

Straight forward

Straight forward credit card, great communication with hints & tips Reviewed on: 11th April 2023

Excellent provider

So easy a company to deal with. They are very good at providing information and their website/ app is fantastic and easy to use. Reviewed on: 11th April 2023

Great customer service

Good card know where you stand with easy online app to use great customer services Reviewed on: 11th April 2023

A card designed for the people of the UK today

Zopa made the application process exceptionally easy. They are a company that support the working people of Britain, in one of the toughest Financial Times we have ever faced. Always put the customer first and communicate in the way that is best for the customer, which is rare in this industry. Reviewed on: 11th April 2023

Great and efficient service

Always able to control and watch spend and have easy access at all stages to your money and spend. Reviewed on: 11th April 2023

Great

Great service , can’t fault them at all Reviewed on: 11th April 2023

Excellent card

Great easy app. Good value and I intend staying with them Reviewed on: 11th April 2023

The best card ever!

The best card ever! Wonderful! Zopa card above all. Reviewed on: 11th April 2023

Perfect!!

Love my Zopa card, the app makes keeping track of my purchases so easy, I can't recommend Zopa enough!! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit card
from M&S Bank - Marks and Spencer 3.71 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub