Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Nice company

5
Never any issues. Nothing to much of a problem Reviewed on: 11th April 2023
Nick Williams's avatar
Nick Williams

Excellent

5
Amazing service so easy to use , convenient readily available Reviewed on: 11th April 2023
Jo's avatar
Jo

Efficient

5
Remarkable and trustworthy. Zopa is helpful. Reviewed on: 11th April 2023
Vincent 's avatar
Vincent

I vote for zopa

5
Zupa are the best credit card company. Their app is so easy to use and you can also see your credit score in the app. Your credit limit increases automatically when u keep your payment up to date . Reviewed on: 11th April 2023
Abu Bakarr 's avatar
Abu Bakarr

Very easy to use, helpful and committed

5
Helpful and commited to providing excellence to there users, keep you up to date and provide you with an easy experience Reviewed on: 11th April 2023
Natalie's avatar
Natalie

Very good

5
Great company, great service, great app :D Reviewed on: 11th April 2023
Mark's avatar
Mark

Zopa credit card

5
Excellent customer service and straightforward from application for credit to registering and using card. Reviewed on: 11th April 2023
G Neill 's avatar
G Neill

Zopa credit card

5
Easy to use, plenty of guidance on the app on how to pay and what to do. Reviewed on: 11th April 2023
Sorcha Hegarty's avatar
Sorcha Hegarty

Easy fast efficient service

5
I applied for a Zopa credit card and was accepted. The whole process from start to finish was easy. I have used my card all over Europe and wirh the app its great too see exactly what im spending. Great card to have . Reviewed on: 11th April 2023
Rich69's avatar
Rich69

Mr

5
Outstanding service. I can happily recommend Zopa to family and friend. Reviewed on: 11th April 2023
Tebogo Marumo's avatar
Tebogo Marumo

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill