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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have found my card and the app easy to use.

I have found my card and the app easy to use. Customer service is great. Reviewed on: 15th January 2026

I have had great service from Zopa from the start of...

I have had great service from Zopa from the start of my service everything has been plan sailing there is nothing I need to do as they keep me updated with all the latest things and reminders when payments are due the app is great as well Reviewed on: 15th January 2026

Easy app to keep track of my account

Easy app to keep track of my account Reviewed on: 15th January 2026

Great card...

I find the Zopa app really easy to use, it's clear and uncomplicated. I have a manageable credit limit and have had no problems whatsoever. I'm very happy with it. Reviewed on: 15th January 2026

been very positive, app easy to use

been very positive, app easy to use Reviewed on: 15th January 2026

Excellent service very happy with the app and overal...

Excellent service very happy with the app and overall experience with Zopa Reviewed on: 15th January 2026

A good card to have never had no problems all...

A good card to have never had no problems all good Reviewed on: 15th January 2026

Very good and exelent experience whit ZOPA Credit Card

Very good and exelent experience whit ZOPA Credit Card Reviewed on: 15th January 2026

Finances made easy

Very realistic approach to credit card issuance and afterwards they are very security conscious in handling customers transactions Reviewed on: 15th January 2026

Been really helpful in tough times, easy to use app...

Been really helpful in tough times, easy to use app and had no issues with communication Reviewed on: 15th January 2026

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