Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helping hand

Very good for building credit and easy for making repayments Reviewed on: 11th April 2023

Easy to use, very quick and non judgemental

Easy to apply online, non judgemental with not perfect credit. Informative and updates regularly. Reviewed on: 11th April 2023

Great

Good card .nice and easy to pay on phone notifications all time and tell you when payment is due no problem with this card Reviewed on: 11th April 2023

one of my best credit card

easy to use good customer service Reviewed on: 11th April 2023

Great service!

Fast and efficient service for managing your finances. Reviewed on: 11th April 2023

Great service

Such an easy and great company to take a card with. Statements are clearly set out and limits affordable Reviewed on: 11th April 2023

Excellent service

Brilliant card and support. It has been an excellent way for me to improve my credit score. Reviewed on: 11th April 2023

Great credit card

Great credit card, not much APR and interest even when using maximum Amount of credit. Reviewed on: 11th April 2023

Amazing card

Excellent service highly recommended aswelll Reviewed on: 11th April 2023

Amazing service

Zopa have been amazing from day one The services they provide are amazing One of the best credit card companies iv ever used Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Platinum credit cards
from Barclaycard 4.14 from 335 reviews
Credit card
from first direct 4.22 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub