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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great communicators

I always know where I am with this company. They have boosted my confidence in credit cards and keep me posted every step of the way! Reviewed on: 11th April 2023

Great Flexible Balance Transfer Card

Easy application, reasonable interest rates and easy to use App for smooth and timely access. Would recommend to others. Reviewed on: 11th April 2023

@Blue2022...

Excellent well happy not got a bad word to say about this card... Reviewed on: 11th April 2023

Easy to Manage

Such an easy card to manage especially with the in-app payments Reviewed on: 11th April 2023

everything i need in a credit card

have had no problems, nice and easy thank you Reviewed on: 11th April 2023

Very good to customers

Will introduce friends and family Reviewed on: 11th April 2023

Great card

Even though only a small amount of credit it’s still got a great interest rate for payments Would well recommend Reviewed on: 11th April 2023

Best credit card for poor credit

Best credit card for poor credit to help you build your credit Reviewed on: 11th April 2023

Great

I have ZOPA credit card which I am using towards my daily use. It’s great credit card Reviewed on: 11th April 2023

ONLY CARD YOU NEED

Excellent app to use alongside your account, very user friendly and very easy to navigate. Excellent customer service and support. Well done ZOPA! Reviewed on: 11th April 2023

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